Michael Saylor stated that “the world is built on capital, but it runs on credit,” emphasizing that modern financial systems rely more on lending flows than static assets.
He added that using Bitcoin as collateral in overcollateralized lending models can help reduce volatility, as loans are backed by assets exceeding the borrowed value, lowering systemic risk.
This perspective highlights a growing narrative around Bitcoin’s role as a foundational asset in credit markets, beyond its use as an investment or hedge.